The free error check reads the insurer's valuation report you paste or upload, flags common errors (trim, mileage, options, condition deductions, negotiation-style deductions, distant or mismatched comparables, excluded tax and fees), tells you what to ask for, and gives a rough estimate of the dollars at stake. The estimate uses only the insurer's own numbers and our stated default assumptions and is clearly labelled as an estimate.
Comparable vehicles for sale near you, each adjusted for mileage and equipment; an estimated fair market value range set against the offer; sized estimates for trim and comparable errors; and a first-person letter you can edit, sign and send. See the sample report (EXAMPLE data).
No. It's a do-it-yourself informational report, not a certified or licensed appraisal. If you invoke your policy's appraisal clause you typically hire your own appraiser; our report can help you decide whether that's worth it.
No. We never contact your insurer. You decide what to send. We are not a public adjuster, insurance agent or law firm, and we don't take a share of your settlement.
No. Our guides and reports summarize public sources and flag common issues. Rules vary by state and policy. For legal questions, talk to a licensed attorney in your state.
We can't promise that. Some insurers revise offers when shown documented errors; some don't. Our job is to make the numbers easy to check and the request easy to send.
Any insurer. The free check is built around common report formats such as CCC, Mitchell and Audatex. If we can't read your report, you can still enter the key details by hand.
Vehicle details come from the U.S. NHTSA vPIC VIN decoder. Comparable listings will come from a licensed listings data provider. Our sample report uses EXAMPLE listings.
We use your information to run the check and produce your report. We don't sell it or share it for advertising, and we never send it to your insurer. See our privacy policy.
Our reports are for total losses. If your car was repaired, you may be thinking of diminished value. See our diminished value guide.
Soon. Join the waitlist and we'll email you once when it opens. If your claim is moving now, start with our free dispute guide.